You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
Last Updated: 1 August, 2025
Welcome to The Other Side of Obvious (“we,” “us,” “our,” or “the publication”). By accessing or using our newsletter, website, or related services (collectively, the “Service”), you agree to these Terms of Service. Please read them carefully.
1. Educational Purpose Only
The content we publish is for informational and educational purposes only. Nothing here should be considered financial, investment, legal, or tax advice. We are not licensed financial advisors, and subscribing does not create a client-advisor relationship.
We share stories, ideas, and general information to help you think differently about money, investing, and life. But the decisions you make with your finances are your responsibility. Always consult with a qualified professional before taking action.
2. No Guarantees
All investing involves risk, including possible loss of capital. Past performance is not indicative of future results. We make no guarantees about accuracy, completeness, or future outcomes.
3. Use of Content
You may read, share, and discuss our content for personal, non-commercial purposes.
You may not reproduce, republish, or commercially exploit our content without our written permission.
4. Subscriptions & Payments
If you choose a paid subscription, payments are handled on the Substack platform by Stripe. All billing, renewals, and cancellations are managed through your Substack account. We don’t store or process your payment information directly.
5. User Conduct
By engaging with our community, comments, or feedback channels, you agree to:
Be respectful of others.
Avoid spam, offensive content, or unlawful activity.
We reserve the right to remove comments, restrict access, or terminate accounts at our discretion.
6. Limitation of Liability
By using our Service, you agree that The Other Side of Obvious and its authors are not responsible for any losses, damages, or liabilities resulting from the use—or misuse—of our content.
7. Changes to Terms
We may update these Terms from time to time. If we make significant changes, we’ll notify subscribers through the newsletter or website.
8. Governing Law
These Terms are governed by the laws of United States of America and the State of California.